Keep Your Home California Expands Unemployment Assistance to 12 Months


California’s economy continues to struggle, and the recovery has been slower than we’d like.

The state’s creep-ahead job growth has been a frustrating experience for everyone, especially those looking for work. Certainly, the jobless rate has improved, falling to 9.0% in April, the lowest level since November 2008, but many Californians – including hundreds of thousands of homeowners – remain without work.

So, after careful consideration, Keep Your Home California has expanded the Unemployment Mortgage Assistance Program from nine months to 12 months. The move, which went into effect June 3, allows hard-hit homeowners the peace of mind they need during what has proven to be a very long rough patch.

The free program offers eligible homeowners receiving jobless benefits from the state Employment Development Department to get as much as $3,000 per month for up to 12 months – or $36,000 total.

The idea behind the unemployment mortgage assistance program is rather simple – Keep Your Home California will cover an out-of-work homeowner’s monthly mortgage while he or she looks for a job. Then, once an individual lands a job (this is where everyone cheers and congratulates him), they make their mortgage payments and leave the state-run program.

The Unemployment Mortgage Assistance Program has been a huge success, helping many homeowners recover, because finding a job is seldom easy or fast. Just ask anyone – a family member, a friend, a neighbor – and they will tell you that searching for a job is full-time work.

Homeowners already enrolled in the Unemployment Mortgage Assistance Program will be contacted and their benefits will expand to 12 months, as long as they still qualify. New applicants for the unemployment program will automatically be eligible for up to 12 months.

Of course, a homeowner must meet certain eligibility requirements and their mortgage servicer must be enrolled in Keep Your Home California Unemployment Mortgage Assistance Program.

Additional information about Keep Your Home California and the Unemployment Mortgage Assistance Program is available by calling 888-954-5337 or visit (or for the Spanish-language site). The counseling center is open 7 a.m. to 7 p.m. Monday through Friday and 9 a.m. to 3 p.m. Saturdays.

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